Author: Abdul Vasi

Okay, let’s talk about that thing that keeps most of us up at night: debt. That nagging feeling of having too much month left at the end of the money, the constant worry about bills, and the overwhelming stress of financial obligations. If debt was a Bollywood villain, it would be that khadus (grumpy) character that always seemed to be one step ahead, making my life a constant struggle. A year ago, I wasn’t just in debt; I was drowning in it. My financial situation was like a poorly written saas-bahu (mother-in-law and daughter-in-law) drama – endless conflict, zero solutions, and a whole lot…

Alright, let’s be real. I’m not exactly known for my boundless energy. In fact, if there were an Olympic sport for napping, I’d probably be a gold medalist. I’m the kind of person who believes that if you can do something sitting down, you should absolutely do it sitting down. My mantra is “work smart, not hard,” or as we say in India, “dimaag se kaam karo, taqat se nahi” – use your brain, not your brawn. So when I tell you that I’ve found a side hustle that makes me an extra ₹20,000 a month without breaking a sweat,…

Let’s be honest, the daily commute is the bane of most people’s existence. It’s the part of our day where we’re squeezed into crowded buses, stuck in endless traffic jams, or crammed onto packed trains, feeling like sardines in a dabba. It’s the time of day where we dream of being anywhere but where we are; somewhere more interesting, more relaxing, or simply anywhere but in this endless cycle of commuting. If my daily commute was a Bollywood song, it would be a depressing one, filled with honking, pushing, and the constant fear of missing my stop. I used to spend…

Alright, let’s cut to the chase. How many times have you found yourself scrolling through your phone, seeing those “make money online” ads, and thinking, “Yeah, right. Another scam.”? I get it. I used to be that skeptic, the one who would roll my eyes at every “get rich quick” scheme, all while silently wishing there was a way to make some real money, without having to resort to selling my kidney on the black market. My bank account was like a stubborn bhindi (okra) dish – it just wouldn’t budge, no matter what I did. My life felt like a classic Bollywood comedy,…

Alright, let’s get real and address the elephant in the room – money. Or rather, the lack thereof. A year ago, my financial situation could best be described as… bleak. If my bank account was a Bollywood movie, it would be one of those tragic dramas where the hero is constantly dodging creditors and the only song is a sad ghazal. I wasn’t just broke; I was ‘bhukha broke’ – the kind of broke where even a packet of Maggi noodles felt like a luxury. My wallet was as empty as the streets during a lockdown, and I was living that “struggle is real”…

Alright, let’s talk secrets. Not the kind that involve hidden family jewels or long-lost recipes for aloo paratha (though, if you have either of those, I’m all ears!), but a secret of a different kind – the kind that has been quietly filling my bank account, all while I’m casually scrolling through my phone, sipping on my chai. Yep, that’s right. I’ve stumbled upon a side hustle that’s so easy, so discreet, that it’s almost embarrassing to admit how much I’m making from it: ₹30,000 every single month, all from the comfort of my phone! Now, before you start picturing me as some…

Okay, let’s be real. How many of you have ever found yourselves staring blankly at your computer screen, clocking in the minutes until the sweet release of 5 PM, thinking, “Is this it?” Because that, my friends, was me. Every single day. I was working a corporate job that felt as exciting as watching paint dry – a slow, monotonous process with no real payoff, except for a paycheck that seemed to evaporate faster than rasgulla at a family gathering. My life had become a predictable, somewhat depressing cycle of commute, work, eat, sleep, repeat – a routine that felt as uninspiring as…

Picture this: me, a few months ago, staring at my bank balance like it was an old, disapproving uncle – barely a peep, and definitely not cheerful. You know that feeling, right? Like you’re attending a family wedding, and your wallet is that one distant relative who never brings a gift, just an awkward, empty silence. I was working the regular 9-to-5, a hamster on a wheel, with a salary that seemed to vanish faster than my plate of pani puri at a Mumbai chaat stall. My life felt like that scene from a Bollywood movie where the hero is in a…

Financial health is often compared to physical health—both require regular monitoring and discipline. Tracking every rupee you spend might seem tedious at first, but the benefits are astonishing and transformative. It’s not just about numbers on a spreadsheet; it’s about gaining control, creating awareness, and fostering a healthier relationship with money. Let me take you on a journey through the surprising benefits of tracking every rupee you spend, backed by personal stories and practical insights. You’ll never look at your finances the same way again! The Moment of Realization I still remember the moment that made me realize the importance…